Ae the base floodplain where base flood elevations are provided.
Flood zone ae louisiana.
Ae zones are now used on new format firms instead of a1 a30 zones.
Zone a areas subject to inundation by the 1 percent annual chance flood event generally determined using approximate methodologies.
Will my rates increase immediately.
This is the base floodplain.
Understand your flood zone.
Flood insurance is protection for specific flood events for your home or business.
My flood zone has changed from zone x to zone a or ae.
Because you re newly mapped into the high risk area talk to your agent about the newly mapped procedure which allows you to maintain preferred risk rates if you have a favorable loss history for one full year after the effective date of the new map.
Depths or base flood elevations are shown within these zones.
Because detailed hydraulic analyses have not been performed no base flood elevations bfes or flood depths are shown.
Your rates should not increase immediately.
Get zone base flood elevation and contact information for local floodplain officials.
Louisiana flood maps the base flood on the map view fema s flood insurance rate maps firms over road maps and aerial photos.
Sfhas are labeled as zone a zone ao zone ah zones a1 a30 zone ae zone a99 zone ar zone ar ae zone ar ao zone ar a1 a30 zone ar a zone v zone ve and zones v1 v30.
This area is more commonly referred to as the base flood area or the 100 year flood plain.
The national flood insurance program nfip is designed to protect structures and their necessary appurtenances such as utilities and electrical equipment.
Areas of special flood hazard include zones a ae ah ao ar a99 d v ve and x.
Property owner in flood zones ae and ve high risk areas are required to carry flood insurance if they have a federally backed mortgage.
Louisiana consumers can purchase flood insurance through the national flood insurance program nfip private insurers and surplus lines insurers flood insurance is most often required for homeowners and business owners in high risk areas who have a mortgage through a federally regulated or.
Because flood zone ae is prone to flood property owners with mortgages from federally regulated lenders in these zones must buy flood insurance if they live in a community that participates in the national flood insurance program nfip.
These flood zones are explained below and reflects the severity or type of flooding in the area.
Moderate flood hazard areas labeled zone b or zone x shaded are also shown on.
The 1 percent annual chance flood is also referred to as the base flood or 100 year flood.
The special flood hazard area is the area subject to flooding by the 1 annual chance flood.
