Flood Zone Elevation Certificate Flood Lowest Floor

Result in significantly higher flood insurance premiums.

Flood zone elevation certificate flood lowest floor.

And to discuss the nfip elevation certificate. The elevation certificate provides a way for a community to document compliance with the community s floodplain management ordinance. An elevation certificate is a verification of how at risk your home is for flooding. For rating is the building s lowest floor including a basement if any.

To obtain the elevation of the lowest floor including basement of all new and substantially improved buildings and maintain a record of such information. If a building described and rated as a single family dwelling located in an a zone any flood zone beginning with the letter a has an attached garage floor elevation at or above the base flood elevation bfe the garage floor may be excluded for rating. Your insurance agent will use the ec to compare your building s elevation to the base flood elevation bfe shown on the flood map being used for rating and determine the cost to cover your flood risk. The lowest floor elevation might be the most important factor that determines your home s rating.

Why is the lowest floor elevation important.